Flight Training Financing in Utah

You can finance flight training in Utah through lenders built specifically for aviation — you apply directly with the lender, not through the school. A Private Pilot License runs about $14,000 at Aerotech, and you can also simply pay per lesson as you go.

Investing in your wings

Flight training is a serious investment in your future — and one of the most affordable paths to a six-figure career. Whether you're flying for fun or chasing an airline cockpit, you have options: pay per lesson as you go, or finance your training through one of the aviation lenders below.

What flight-training financing looks like

Low monthly payments with repayment terms from 2 to 10 years.
Competitive rates typically between 9% and 18%, based on your credit profile.
Approachable requirements — a credit score around 650+, and co-signers are welcome and often lower your rate.
Deferred payments available with some lenders while you're still training.

Lending Partners

Aviation lenders we recommend

Apply directly with any of these trusted flight-training lenders. Tap a card to visit their site.

Lender

Stratus Financial

Built by flight instructors and FAA examiners specifically for flight-training loans. Full-course financing, deferment while training, and co-borrower options.

Ideal for: Career-track pilot training (PPL through CFI).

Visit stratus.financial →

Lender

AOPA Finance

The Aircraft Owners and Pilots Association offers flexible flight-training credit up to $30,000 with simple applications and fixed monthly payments.

Ideal for: Private Pilot or Instrument Rating.

Visit finance.aopa.org → Call (800) 627-5263

Lender

Meritize

Looks beyond credit scores — factoring academic and military background into customized terms and competitive rates for vocational training.

Ideal for: Career-oriented flight students.

Visit meritize.com →

Aerotech Aviation is not a lender and does not process financing applications. These are independent providers; review their terms directly. We're happy to provide a training cost estimate for your application.

Answers

Flight training financing — common questions

Can you finance flight training in Utah?

Yes. Several lenders specialize in flight-training loans, including Stratus Financial, AOPA Finance, and Meritize. You apply directly with the lender — they offer full-course financing, deferred payments while you train, and co-borrower options.

What credit score do I need for a flight-training loan?

Most lenders look for a score around 650 or higher, but requirements vary. Adding a co-signer can lower your interest rate and improve approval odds. Some lenders, like Meritize, also weigh your academic and military background.

How much does it cost to learn to fly at Aerotech?

A Private Pilot License typically runs about $14,000 at Aerotech — thousands below the Salt Lake City average. Use our tuition estimator on the flight training page to model your own budget.

Can I pay as I go instead of financing?

Absolutely. Flight training is self-paced, so many students simply pay per lesson and fly as their schedule and budget allow. There is no obligation to finance the whole program up front.

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Call (801) 999-1122